Simple Financial LLC

Personal financial strategy

Make complex financial decisions easier to understand.

Your finances are interconnected. Bring goals, cash flow, investments, retirement, and risk into one coordinated strategy so the options and tradeoffs are easier to see.

Start a conversationUse a financial tool
TrustStableSecureReliable

Transparent methods. Clear boundaries. No sensitive calculator data sent to a server.

Our approach

A clearer path from questions to action.

The work begins with context and ends with visible next steps—not a black-box answer.

  1. 01

    Clarify

    Define priorities, responsibilities, resources, and the decisions that need attention now.

  2. 02

    Coordinate

    Evaluate the relevant parts of your financial life together rather than in isolation.

  3. 03

    Review

    Revisit assumptions and actions as your circumstances and goals change.

Planning conversations

Topics that may need to work together.

Final scope, responsibilities, and applicable fees are confirmed before any engagement begins.

  • Retirement income and distribution planning
  • Investment approach and portfolio alignment
  • Cash-flow and debt strategy
  • Risk management and family protection
  • Planning considerations for business owners

Start with a number

Use a planning tool before the first conversation.

Explore the pressure point, save no sensitive account information, and bring the result that matters to you.

Monthly cash flow

Monthly Cash Flow & Retirement Income Need

Will today's budget support the retirement income I may need?

Use this calculator

Retirement gap

Retirement Income Gap

Could my projected savings cover my retirement income gap?

Use this calculator

Service details

What to expect before an engagement begins.

Individuals, families, retirement-plan participants, and business owners seeking a coordinated review of financial goals and decisions.

Potential deliverables

  • Goal, net-worth, and cash-flow analysis
  • Retirement, risk-management, and investment-plan analysis
  • Coordination considerations for tax-reduction and estate-preservation strategies

Engagement

The scope and estimated hours are provided before work begins. A financial plan is generally completed within 60 days when requested information is supplied on time.

Fees

Financial planning and consulting are billed at a non-negotiable rate of $150 per hour. Fifty percent of the estimated fee is due in advance and the balance is due when the plan is delivered.

Service areas

Utah, Idaho, Nevada, Oregon

Verification

Common questions

Answers before the conversation.

What happens during an introductory meeting?

The conversation starts with what prompted you to reach out, the decisions you face, and the kind of support you are seeking. Both sides can then assess whether the relationship appears to be a good fit.

Do I need everything organized before we meet?

No. You can start with the goals, concerns, and decisions on your mind. The next step is identifying which additional information would actually be useful.

How are services and fees determined?

The appropriate scope depends on the needs and services involved. Responsibilities, work, and applicable fees should be explained before an engagement begins.

A useful next step

Bring the decision—not a perfectly organized file.

Tell us whether the priority is personal, business, or both. Do not include sensitive account or identity information.

Start a conversation