Financial tools
Grable–Lytton Risk Tolerance Calculator
Complete the 13-item Grable–Lytton questionnaire, see the published score range, and compare psychological tolerance with a separate capacity checkpoint.
Plain-language guide
How much investment risk am I psychologically comfortable taking?
How this estimate works
The calculator applies the published item scoring and total-score bands to all 13 responses. Time horizon, reserves, and likely withdrawals are checked separately and never change the questionnaire score.
Important: This is an educational estimate, not individualized financial, investment, tax, legal, insurance, or business-valuation advice.
Common questions
- What does a Grable–Lytton score measure?
- It is a research-based estimate of financial risk tolerance—your psychological willingness to accept uncertainty and potential loss.
- Is risk tolerance the same as risk capacity?
- No. Capacity considers whether your timeline, liquidity, obligations, and financial position can withstand risk. A person can have high tolerance but limited capacity.
- Does the result recommend a portfolio?
- No. The score and capacity checkpoint are educational inputs, not an asset-allocation recommendation, suitability determination, or investment advice.