What is business sale dependency?

It is the share of identified retirement resources that comes from assumed net business-sale proceeds rather than projected personal assets.

Does this calculator value my business?

No. Owner equity value and the proceeds haircut are user-entered assumptions, not an appraisal or tax estimate.

Why test sale timing as well as value?

Changing the transition age changes how long personal assets may grow and how many retirement years the model needs to fund.

Financial tools

Business Sale Dependency Calculator

Test how much of a business owner's identified retirement resources depend on assumed future business-sale proceeds across value and timing scenarios.

Plain-language guide

How dependent is my retirement plan on selling the business?

How this estimate works

The model combines projected personal assets with entered owner-equity value after an illustrative proceeds haircut, then tests lower, base, and higher values at earlier, target, and later transition ages.

Important: This is an educational estimate, not individualized financial, investment, tax, legal, insurance, or business-valuation advice.

Common questions

What is business sale dependency?: It is the share of identified retirement resources that comes from assumed net business-sale proceeds rather than projected personal assets.
Does this calculator value my business?: No. Owner equity value and the proceeds haircut are user-entered assumptions, not an appraisal or tax estimate.
Why test sale timing as well as value?: Changing the transition age changes how long personal assets may grow and how many retirement years the model needs to fund.